5 (5 stars)

Alanis McFarlin .

Completed transaction in February 27, 2026

I recently worked with Donny Panasis at Embrace Home Loans on a listing, and he was instrumental in getting the deal to the finish line. Donny went above and beyond by helping me market the property with a lender buydown, which was a draw for buyers. When a set of first-time homebuyers stepped forward, Donny worked tirelessly with them to negotiate a rate they were genuinely comfortable with. He took the time to answer every single question, giving them the confidence they needed to move forward with the purchase. Donny is knowledgeable, professional, and a true strategist. I look forward to the next one!

5 (5 stars)

Alanis M. from Melbourne, FL

Completed transaction in February 19, 2026

I recently worked with Donny Panasis at Embrace Home Loans on a listing, and he was instrumental in getting the deal to the finish line. Donny went above and beyond by helping me market the property with a lender buydown, which was a draw for buyers. When a set of first-time homebuyers stepped forward, Donny worked tirelessly with them to negotiate a rate they were genuinely comfortable with. He took the time to answer every single question, giving them the confidence they needed to move forward with the purchase. Donny is knowledgeable, professional, and a true strategist. I look forward to the next one!

5 (5 stars)

Jasmine Alvarez .

Completed transaction in February 27, 2026

We had such a great experience with Embrace Home Loans. Donny was truly amazing throughout the entire process. He was insightful and took the time to explain everything in a way that actually made sense. We had a lot of questions (especially as a military family), and he never made us feel rushed or overwhelmed. He answered everything and walked us through each step, which honestly made the whole process so much less stressful. What meant the most was how well he understood working with military personnel. He was patient, knowledgeable, and always on top of things. Buying a home is a big deal, and Donny made us feel supported the entire way. We’re really grateful for his help and would absolutely recommend Embrace Home Loans — especially Donny — to anyone going through the home buying process.

5 (5 stars)

Jasmine A. from Titusville, FL

Completed transaction in February 20, 2026

We had such a great experience with Embrace Home Loans. Donny was truly amazing throughout the entire process. He was insightful and took the time to explain everything in a way that actually made sense. We had a lot of questions (especially as a military family), and he never made us feel rushed or overwhelmed. He answered everything and walked us through each step, which honestly made the whole process so much less stressful. What meant the most was how well he understood working with military personnel. He was patient, knowledgeable, and always on top of things. Buying a home is a big deal, and Donny made us feel supported the entire way. We’re really grateful for his help and would absolutely recommend Embrace Home Loans — especially Donny — to anyone going through the home buying process.

5 (5 stars)

Vicki L. from Melbourne, FL

Completed transaction in February 17, 2026

Donny Panasis has very clear communications skills during the whole loan process, timely updates and is always available seven days a week. It is so refreshing to have someone return phone calls immediatelty but if not able to, he will text. I praise his dedication to his profession and his knowledgeable insight into his practice of lending. I can't say enough good things about him! I will refer him for years to come that is for sure. Thank you for several successful closings Donny with The Nemeth Team at Wave Crest Realty. Everyone should own a piece of our wonderful world and I will contiinue to make that my mission with Donny by my side! Real Estate Made Easy Is My Commitment To Everyone and having the right people in position, truly make that possible.